We Take Care Of You
The Perfect Home Starts With The Right Mortgage
Benefits of a home equity loan or mortgage refinance from Central Key Finance Bank may include lower interest rates and ZERO charges at closing. Since a home equity loan or refinance is a secured debt, the average interest rate is typically lower than what you'll pay on an average credit card or other form of unsecured debt. With Central Key Finance Bank, you will not have to pay any application fees, origination fees, or appraisal fees. Additionally, a home loan with Central Key Finance Bank also offers potential tax savings as interest payments may be tax deductible depending on how you use the loan. Consult your tax advisor as to the deductibility of your interest.
How can we meet the growing demand of any individual while making banking work for you?
- ZERO charges at closing
- 100% Reliabe
- Lower interest rates
Everyone's financial situation differs
The Loan Amount You Can Afford Depends On Four Factors
Debt-to-income Ratio
our debt-to-income ratio, which is your total monthly payments as a percentage of your gross monthly income
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The amount of cash you have available for a down payment and closing costs Your credit history
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Your credit history from a number of sources, including banks, credit card companies, collection agencies, and governments
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The value of the property you are purchasing. What is the value of the property you are purchasing ?
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